Documentation
EwnetPay is an AI-powered digital payment verification and fraud-risk detection platform designed for merchants and service providers in Ethiopia.
As digital payments become increasingly common, merchants often rely on customers showing screenshots, transaction messages, or old receipts as proof of payment. During busy periods, manually checking every payment against SMS notifications or banking applications is slow, inconvenient, and vulnerable to fraud such as reused receipts, modified screenshots, incorrect amounts, or payments sent to the wrong recipient.
EwnetPay aims to make payment verification fast, simple, and reliable.
A merchant or customer can submit a payment receipt, screenshot, or supported transaction reference. EwnetPay verifies the underlying transaction through supported payment-verification services and then applies an AI/ML fraud-intelligence layer to analyze the payment context and detect suspicious behaviour.
The AI component is designed to go beyond simple rule-based validation. It can evaluate patterns such as repeated receipt submissions, unusual verification behaviour, visually similar or modified receipts, transaction timing, payment frequency, and other contextual signals to generate a fraud-risk score.
The system is designed around a simple principle:
The merchant should spend as little time as possible verifying payments.
Instead of manually inspecting receipts, the merchant receives a clear result such as:
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Verified
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Needs Review
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Already Used
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Amount Mismatch
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Wrong Recipient
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High Fraud Risk
EwnetPay combines payment verification, machine learning, computer vision, and voice interaction to create a faster and safer digital-payment experience for Ethiopian businesses.
Vision: Make trustworthy digital-payment confirmation accessible, fast, and effortless for businesses of all sizes.
